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Matt Berryman

Matt Berryman

Payment security executive. Specialist in authentication, 3-D Secure and regulatory compliance. Former startup founder, now balancing enterprise solutions with family life in the New Forest.

Node network image created by Google DeepMind.

AI: State of Play 2024

2024's AI landscape saw intense competition displace GPT-4's early lead, while multi-modal capabilities and platform integration expanded. Despite advanced features, widespread adoption remains limited. Breakthrough applications await as hardware costs fall and integration deepens.

Making Good Decisions

Making Good Decisions

Explore practical frameworks for better decision-making, from understanding operating environments to effectively communicating choices. Learn how structured approaches can set you up for success in both personal and professional contexts.

Boring is Good

Boring is Good

In uncertain times, dependable partners who deliver on commitments without drawing attention become invaluable. For service providers, being 'boring' might be the highest compliment—it means you're doing your job flawlessly.

Behavioural Biometrics

Behavioural Biometrics

Discusses the challenges faced by European Issuers in their goal to deliver a compelling customer experience while also satisfying the overlapping requirements of the EBA, their local regulators and the card scheme guidance.

Going ‘All In’ with Broadcom

Going ‘All In’ with Broadcom

Returning to Broadcom's Payment Security team reminded me how rare it is to contribute to solutions affecting millions of people daily. I've also transformed my blog infrastructure to match my career journey.

Thriving in the Open Banking Ecosystem

Thriving in the Open Banking Ecosystem

At the recent Open Banking Excellence event, I heard that the average bank offers around 300 products across their customer base. In a crowded market, it’s hard for a bank to differentiate themselves and offer a single market-leading product and so it’s virtually impossible for a bank to

Learning to ❤️ My PIN

Learning to ❤️ My PIN

With Strong Customer Authentication (SCA) reshaping online security, how can banks balance security with customer convenience?