Category · essays

AI & Automation

Artificial intelligence and automation are transforming financial services from back-office operations to customer-facing products. This collection explores the opportunities and challenges of AI in finance - from algorithm-driven lending decisions to automated financial advice. These articles examine the technical foundations of financial AI systems, their impact on consumer behavior and trust, and the ethical considerations around automated financial decision-making.

  1. № 1 · 22 Aug
    AI & Automation

    Second-Order Thinking: What the UK's Age-Check Law Taught Us About Regulation (and Why It Matters for AI)

    Politicians love declaring victory. A new law passes, the metrics move in the right direction, and success is proclaimed. But in complex systems, the first metric to move is rarely the one that matters most.

    4 min read
  2. № 2 · 23 Jul
    AI & Automation

    The Wake-up Call: AI Has Defeated Bank Voice ID. Now What?

    Financial institutions relying on voice biometrics face a serious problem. AI can now clone voices from seconds of audio, turning everyday digital footprints into authentication vulnerabilities. Under PSR's evolving framework, voice alone no longer meets regulatory or security standards.

    5 min read
  3. № 3 · 28 Jun
    AI & Automation

    When Claude Ran a Shop: Lessons in AI Autonomy and the Future of Work

    Anthropic let their AI run a shop. It failed magnificently—giving away discounts, selling at a loss, and having an identity crisis. Yet this disaster might be the clearest signal yet of how AI will transform work: not by replacing humans, but by orchestrating them at unprecedented scale.

    5 min read
  4. № 4 · 11 Mar
    Regulatory

    AI Governance in Fraud Detection

    As AI-powered fraud detection grows more capable, the regulatory landscape is shifting. Financial institutions must meet new explainability and governance standards that will transform how they select, deploy, and monitor fraud prevention systems.

    3 min read
  5. № 5 · 27 Jan
    AI & Automation

    Deepseek & AI Investments

    Last Monday, DeepSeek, a Chinese AI research laboratory spun out of a quant trading firm, released a preview of its latest language

    2 min read
  6. № 6 · 08 Jan
    AI & Automation

    AI: State of Play 2024

    2024's AI landscape saw intense competition displace GPT-4's early lead, while multi-modal capabilities and platform integration expanded. Despite advanced features, widespread adoption remains limited. Breakthrough applications await as hardware costs fall and integration deepens.

    3 min read