Transaction Intelligence is independent long-form analysis on payments, behaviour, and the systems most fintechs pretend aren't there — written by someone who's worked inside them, for readers who want the operational truth rather than the press release.
What you'll find here
Six categories, deliberately broad:
- AI & Automation — the model-shaped change happening inside risk, authorisation and the back office
- Payments — rails, schemes, ISO 20022, and the operational reality of moving money
- Banking Technology — the unfashionable infrastructure most of finance still runs on
- Financial Behaviour — mental accounting, household money flows, and the social meaning of a transaction
- Regulatory — DORA, PSD3, FiDA, and the supervisory letters nobody publishes
- UX & Design — where service design meets the awkward bits of money
Who writes it
Matt Berryman. Twenty years across issuers, schemes, and the awkward bits in between. I write here because what I read elsewhere is either marketing or a trade-press summary, rarely the operational truth I see day-to-day.
“The best newsletter on payments I read. The only one that bothers with the boring bits, which is where the interesting bits live.”
— Head of Strategy, UK challenger bank
Reader subscriptions only. The free tier gets every essay; the paid tier unlocks the long-form research notes and the issue archive. No sponsorships, no PR, no decks.
Contact Information
- Email: hello@txnintel.net
- LinkedIn: https://uk.linkedin.com/in/mattberryman
- Twitter/X Handle: @mattberryman