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Six lenses on the systems most fintechs pretend aren’t there.

By category

44 essays

14 14 essays · view all →

Behavioural Science

13 13 essays · view all →

12 12 essays · view all →

AI & Automation

7 7 essays · view all →

Banking Technology

7 7 essays · view all →

5 5 essays · view all →

Regulatory

PSD2, PSD3 and the PSR, read from the text, wherever they bear on authentication, authorisation, liability and fraud.

14 essays
Behavioural Science

How people make decisions, about money and otherwise.

13 essays
Payments

The Visa and Mastercard rules on authentication and liability, the programmes that sit on top of them, and open banking.

12 essays
AI & Automation

AI in financial services, from cloned voices to agents that pay.

7 essays
Banking Technology

Open banking, biometrics, outages and the other systems banks run on.

7 essays
Authentication

EMV 3-D Secure as it is specified and as it is run, and strong customer authentication from the RTS to the PSR.

5 essays
UX & Design

How the design of financial products shapes what people do with money.

3 essays