What you get
A long essay sent direct to your inbox when it's ready — typically between 1,500 and 4,000 words, on the systems most fintechs pretend aren't there. The free tier includes every essay. The paid tier unlocks the long-form research notes and the issue archive.
When it arrives
When the essay is ready, not on a calendar. Some weeks there's nothing because the analysis isn't finished. There is never a "we noticed you haven't been engaging" email.
What it covers
Six categories: AI, Payments, Banking Tech, Behavioural Science, Regulatory, and UX. Whatever's actually moving in any given month gets the focus.
Who reads it
Heads of payments, risk and operations at UK and EU banks. Product leads at fintechs. Regulators (anonymously). A smaller-than-you'd-think number of journalists.
How to leave
One click in any email. The unsubscribe link works on the first try and removes you immediately. No reactivation drips, no exit surveys, no "are you sure" modals.