Payments

Explore the evolving landscape of payment technologies and consumer behaviors - from traditional card transactions to Buy Now, Pay Later services. This collection examines how payment methods influence spending decisions, the psychology behind financial choices, and the design principles that shape transaction experiences. Whether you're interested in the mechanics of modern payment rails or emerging payment innovations, these insights help decode how money moves in the digital economy.

The Psychology of Modern Payment Choices From Cards to BNPL

How do payment methods influence our spending decisions? From the psychological distance created by card payments to the sophisticated mechanisms of Buy Now, Pay Later services, this article examines the hidden forces shaping our financial choices.

Learning to ❤️ My PIN

With Strong Customer Authentication (SCA) reshaping online security, how can banks balance security with customer convenience?