Regulatory

Financial regulation shapes every aspect of how money moves in the modern economy. This collection examines regulatory frameworks like PSD2, Open Banking, and consumer protection mandates, analyzing their impact on innovation, competition, and user experience. Beyond compliance, these articles explore how regulation can be a catalyst for positive change, innovation vs. consumer protection, and how financial institutions can navigate complex environments while delivering exceptional experiences.

AI Governance in Fraud Detection

As AI-powered fraud detection becomes increasingly sophisticated, the regulatory landscape is shifting. Financial institutions must navigate a web of explainability requirements and governance standards that promise to transform how fraud prevention systems are selected, deployed, and monitored.

A NASA photo of the Gulf of Mexico, United States taken from the Space Station in December 2015.

The Fragility of Transatlantic Data Transfers

As digital commerce grows increasingly global, the legal frameworks governing data transfers across borders have never been more important. Yet these frameworks remain surprisingly fragile, especially between the EU and US.